We can help make a house your home!

Mortgages at 

 Instep Credit Union

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Donate today & help us reach our $1M goal to preserve the polar bear’s Arctic home.

Polar bears live on the ice-covered waters of the arctic, relying almost entirely on shrinking sea ice for their survival.

KEEP IT LOCAL

GET YOUR MORTGAGE RIGHT HERE AT YOUR CREDIT UNION!

Instep Credit Union and Member First Mortgage, LLC (MFM) have teamed up to provide affordable mortgage solutions and excellent service to our members.

From purchase to refinance, we offer a variety of loan programs to help our members finance their homes.

  • Complete Suite of Mortgage Programs
  • Affordable Down Payment Options
  • Competitive Rates & Closing Costs
  • Easy Online Application
  • Expedited Closings

We will work with you to make sure you get the perfect mortgage loan for your unique needs!

Homebuying Guide

Stay informed and confident in your homebuying journey! Dive into our comprehensive Homebuying Guide to uncover the best practices for finding, purchasing, and financing your new home. Whether you're a first-time buyer or looking to upgrade, our guide has everything you need to make informed decisions and achieve your homeownership dreams.

“I Predict That We Could See Ice-Free Summers onthe North Pole Within a Decade.”

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RESOURCES

KNOW WHAT TO EXPECT WHEN YOU GET A MORTGAGE

We know that getting a mortgage is a big decision and we want to make sure that our members have the resources to make the mortgage process as simple as possible. From application to closing, our expert mortgage team will ensure that you stay informed.

Mortgage Calculator

Use our Mortgage Calculator to help you estimate how much home you may be able to afford.

Find Out More About Loan Products

If you'd like to learn more about individual loan products to figure out which one is right for you, click the link below to learn a little more about each of our mortgage products.

Complete our mortgage application to begin your journey to owning your new home!

APPLY TODAY!

34%

0

RAISED
 $376,943

OUR GOAL
 $1,000,000

John Forsyth, Lead Researcher, The Canadian Polar Insitute

Continue Your Application

Have you already started completing a mortgage application? Finish your application today!

Mortgage CalculatorLoan ProductsFinish ApplicationHomebuying GuideLightbox Button

RESOURCES

KNOW WHAT TO EXPECT WHEN YOU GET A MORTGAGE

We know that getting a mortgage is a big decision and we want to make sure that our members have the resources to make the mortgage process as simple as possible. From application to closing, our expert mortgage team will ensure that you stay informed.

Mortgage Calculator

Use our Mortgage Calculator to help you estimate how much home you may be able to afford.

Member First Mortgage

Visit the Member First Mortgage website to learn more about our mortgage partner and for more mortgage resources.

Find Out More About Loan Products

If you'd like to learn more about individual loan products to figure out which one is right for you, click the link below to learn a little more about each of our mortgage products.

Continue Your Application

Have you already started completing a mortgage application? Finish your application today!

Mortgage CalculatorMember First MortgageLoan ProductsFinish Application

If you have questions and want to talk about your specific situation, call our expert Mortgage Originator from Member First Mortgage today:

Mortgage Consultant

Nathan Curtis

CONTACT US TODAY!

READY TO GET STARTED?

* This is not a commitment to lend. All lending products are subject to credit and property approval. Refinancing an existing mortgage loan may cause the total finance charges to be higher over the life of the loan. Additional restrictions may apply.  Todd Cholevik, NMLS #469738, is authorized to act as an agent of Instep Credit Union and is authorized to represent Member First Mortgage, LLC (‘MFM’). MFM (616 44th Street SE, Grand Rapids, MI 49548 | (866) 898.1818 | NMLS ID: 149532) is a Licensed Mortgage Lender/Servicer and a partner of Instep Credit Union (400 Russell Ave Bldg 509, New Orleans, LA 70143 | 504-394-5574 | NMLS ID: 1049104). For MFM’s state disclosure information, please visit  MFM’s website.  For NMLS licensing information, please visit www.nmlsconsumeraccess.org | Equal Housing Opportunity.

If you have questions and want to talk about your specific situation, call our expert Mortgage Consultant today:

Mortgage Consultant

Todd Cholevik

CONTACT US TODAY!

READY TO GET STARTED?

*Todd Cholevik  is an authorized agent of Instep Credit Union. For MLO licensing information, please visit NMLS Consumer Access.